You're doing this money thing wrong

I’ve missed yall! I started working with Nerdwallet if you didn’t know, so I kinda have a part-time job now. I do want to write you guys at least once a week though. Nothing too long of course, but something packed with a ton of value where I can fully be myself.

DEFINITION
Zero-Based Budgeting

• Are you guys doing it yet? This is honestly the most legit budget that people can realistically stick to. If you’re not doing this, I highly doubt you’re budgeting every month, consistently.

• There’s these fancy 50/30/20 budgets that are based on spending certain percentages of your income. But life doesn’t work like that… Every month has different percentages, that’s why zero-based budgeting will always be the winner. It doesn’t rely on percentages!

• Watch my tutorial right here to learn how it works, and how you can start zero-based budgeting today!

HELPFUL RESOURCES
Are you in debt?

• So aside from Nerdwallet, I’ve been doing a TON of 1-on-1 financial coaching. I love it! Because I get to see individuals and couples change their lives, by changing their mindset, habits, and behavior with money.

• If you’re serious about getting out of debt and changing your financial situation around; it takes some investing into yourself.

• If this is interesting to you, please apply for my 1-on-1 coaching. I’ll work with you for at least 6 months to get you out of debt and on track to becoming a millionaire.

  Apply for 1-on-1 coaching!

OUR COMMUNITY
What are your questions? Or share a win!

• Reply to this email with any personal finance question you have, or share with me any wins in your life! (I’ll respond to your questions anonymously in future emails)