So. Many. Ads. 🥲

Good morning!
After being in the marketing world these last few years…GEEZ LUEEZ there are so many marketing messages all throughout the SuperBowl. Even subtle, but memorable images (like Ice Spice hanging out with Taylor Swift) might just be a marketing move too.

What is real anymore?!

Everything was “presented by [this company] and [that company]. I felt like I was getting a rapid fire of ad reads by those poor commentators.

DEFINITION
Net Worth

• Let’s make it clear. Your net worth is not how much money is in your bank account.

• Here’s a simple way to calculate your net worth:

  ASSETS (money in the bank + the worth of everything you own) - LIABILITIES (debts and all money that you owe) = NET WORTH

PRACTICAL ADVICE
Find out your starting point

• Calculate your net worth! If you have outstanding debts (like a car loan), you may be in the negatives and THAT’S OKAY! Your net worth has nothing to do with your value as a human (which is of course, priceless!)

• But at least you now have a very measurable feel for how you’re doing financially, and can work to improve it this year!

HELPFUL RESOURCES
Net Worth Calculator

• If you don’t like doing math, just use this net worth calculator from RamseySolutions:

  NET WORTH CALCULATOR

OUR COMMUNITY
What are your questions? Or share a win!

• Reply to this email with any personal finance question you have, or share with me any wins in your life! (I’ll respond to your questions anonymously in future emails)